At Unistar Special Risks Inc., we are proud to offer you a product line you won’t find anywhere else. We’ve developed our own line of in-house products to serve needs that were not being met elsewhere in the insurance marketplace. Please note that in some cases, products are in development, so we encourage you to call or email us for the latest details.
Group Insurance
As a wholesaler, we are able to work with our insurers and reinsurers to offer a wide variety of group products. We can provide many of these pooled products on a stand-alone basis versus the normal underwriting rules used by traditional insurers. We also have a very competitive health and dental program offering exceptional target loss ratios which aid in making renewals more acceptable to clients featuring no requirement for reserving.
Most products offered can be written on a stand-alone basis. A list of products is as follows:
  • Group Life
  • Accidental Death and Dismemberment
  • Dependant Group Life
  • Weekly Indemnity
  • Long Term Disability
  • Critical Illness
  • Guaranteed Issue Optional Life and Critical Illness
  • Green Shield Extended Health and Dental
  • HumanaCare Second Medical Opinion
  • HumanaCare Employee Family Assistance Program
  • HumanaCare Eldercare
Specialty Products
A list of specialty products can be accessed through our company such as:
  • Contractor Insurance
  • Guaranteed Issue Optional Life and CI
  • Association Benefits Programs
  • Individual Broker Pools
  • Long Term Disability up to age 70
  • Stand-alone LTD
We also offer specialty group insurance for various associations both corporate and individual
Group Quotation
Unistar has developed an online quoting system for our partners which will allow them to submit data easily and enable us to provide a response to them more quickly. Unistar has also created a rate estimator for EHC and Dental that will give a pre-quote suggested rate for these products versus the current program.
Click here to get a
Click here to compare your current 
health and dental rates
Specialized Industry Products
Unistar offers many specialized products for various industry types - products that have been developed in close consultation with clients in these areas. We are constantly evolving our product lines and we specialize in creating programs for Trade Associations including start-up. Please contact us to discuss how we can develop a product or opportunity for your industry.
Some of our current products have been developed for:
  • Transportation
  • Heavy Construction
  • Not-For-Profit
  • Franchising
  • Small Business
Outsourced Products
Unistar outsources many of its products such as:
  • Captive Insurance
  • Claims Management

"You've got to go out on a limb sometimes because that's where the fruit is."

                            - Will Rogers, American Entertainer

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